# Road to Web3 As the agile tempo of iteration in crypto market characteristics, technology and industry framework as well, our team dislikes to over-promise and fail to deliver the plans. However, we truly have pre-organized milestones to achieve, the Mindmap, and we don’t want to keep it secret but are willing to share it with sincerity. InVar Finance consists of Web3 enthusiasts and talents from TradFi, and we embrace the spirit of Web3/decentralization as our principle to achieve our goals step by step. We have long-term perspectives in this industry, and willing to build great connections and grow with builders, professionals and the community. ## Stage 1 HyFi Flagship 🏜 ⏩ InVaria2222 ### Phase One- Experiment / Exploration \[Apr. \~ Dec. 2022] Crypto is all about experimentation and exploration. InVar Finance aims to build the first feasible project through the tokenization of RWAs. * [x] Launch InVaria2222 - The Worldview and Storyline of InVar Finance * [x] Release First Real Estate Fractionalization NFT * [x] Develop NFT Staking Mechanism * [x] Develop Utilities Type of NFT ### Phase Two- Diversification / Segmentation \[Nov. 2022 \~ May. 2023] Dive deep to think more about feedback and benefits that can bring to early adopters, replicate the successful model and develop exciting products. * [x] Launch InVariant - An Pass NFT * [x] Release Hybrid Finance Concept * [ ] Release Second RWA Fractionalization NFT ### Phase Three- Integration \[May. 2023\~] InVaria2222 is the foundation also the digital world of InVar Finance. Building solid infrastructure and value backstop to construct a hybrid finance ecosystem is a reasonable, indispensable move. * [ ] InVar Finance Integration Each month is centered around a set of tasks that are discussed internally or from community feedback. While the work happens in parallel, with research, prototyping, and development often in progress all at once across the different development streams. You can check more specifically in [DevBoard](https://pivoterra.notion.site/3f6a3a771dc340adbe6a9ce2642ef055?v=6f972c0879a641a693e667b7b5022b27). If you have any questions, join our [Discord](https://discord.com/invite/BrzPWYut4p); our team and community members look forward to helping you. # 3min Takeaways ### Origin & Launch The origin of starting-up InVar Finance is to become the leading model of hybrid finance to foster crypto adoption. Upon the origin, we envision building more advanced, preferred products and services to access TradFi and DeFi investment seamlessly, simple experience like e-commerce. Launching an RWA-based product is our first step. InVaria2222 is an RWA (real-world-asset) NFT-yielding platform launched on September 2022. The first development stage of InVar Finance is bridging traditional finance (TradFi) into the crypto space. The potential of tokenized TradFi investment is huge and under-developed, blockchain technology can reform and empower what people experienced in TradFi. Imagine you can use a self-custodian digital wallet and cryptocurrencies to access the real-estate or TradFi investment easily without constraints (ex. capital, border, infrastructure). Far more efficient, transparent, and less expenses compare to what you face in old-world, not even mentioned the benefits compensation due to those improvements.
Structure of InVar Finance and InVaria2222

Structure / Concept of InVar Finance & InVaria2222

### Earn Real Yield from Real-World-Asset InVaria2222 is the flagship product of InVar Finance, focusing on building RWA-Backed NFTs and infrastructure. Users can purchase the first RWA-backed NFT to claim associated rights and benefits from the underlying asset. For example, the user of the first real-estate-backed NFT, Amwaj20, is able to stake the NFT on the website and accrue interest day by day. Just like Web3 REITs investment but with more flexibility and use cases. DeFi infrastructure and protocols are turning into a mature phase after years of chaos and frenzy. The solid framework and value from TradFi & RWA would become an ever-strong backstop for decentralized economics. We believe RWA is the key to scale DeFi into the mainstream. That's the future we're building at InVaria2222 🏜. The end state of InVaria2222 will be an open platform to support RWA onboarding with diverse applications through community governance.

Diverse Innovative Application Upon RWA On-chain

# Tokenization Model At InVaria2222 🏜, we believe that real-world-assets represent an untapped opportunity in the world of decentralized finance.Our platform is built to provide secure and efficient solutions without being limited to financing for a range of real-world assets, from real estate to commodities. By using blockchain technology to tokenize these assets, we can unlock their value and provide investors with new opportunities for wealth accumulation and diversification. ### Tokenization & Asset Onboarding Tokenization, the process of converting an asset, such as a piece of property, equity, or debt, into a digital token that can be traded on a blockchain network or in the form of a digital currency. This process allows for fractional ownership, increased liquidity, enhanced asset security, etc. For example, you can own fractional ownership of an apartment by purchasing asset-backed tokens without sophisticated procedures to increase liquidity by allowing investors to buy and sell tokens more easily. In addition, you can claim the rentals or the income generated from real activities with simple steps from a specific tokenization mechanism. Investing in real estate or other TradFi vehicles will become easier at the global level without having to surrender the safety of assets. Asset onboarding refers to the process of bringing an asset and data onto a blockchain network, typically through tokenization. This process involves creating a digital representation of the asset, such as a security token (through STO) or an asset-backed token, that can be stored and transferred on the blockchain frictionlessly. By using blockchain technology, users will have access to transparent sources of data about their tokenized assets, such as basic information, asset documentation, ownership and transaction history, etc. The onboarding process may also involve compliance with regulatory requirements, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) policies.

Pros of Asset Tokenization

### Trust-minimized through On/Off-chain Coordination InVaria2222 is the platform and infrastructure that facilitates the adoption of tokenization, and explores the innovation of on-chain RWAs. Within InVaria2222, we utilize NFT as a credential for RWA tokenization & fractionalization, either for asset onboarding or investment. By bringing the assets into the crypto space, we conduct a trust-minimized model through tokenization, data sharing and compliance framework.

Trust-minimized model from InVaria2222

***About on-chain,*** data and rights are secured by blockchain and certain smart contracts. Investors can check the data of assets, like valuation, location, asset owner, or the benefits related to tokenization through the website and smart contracts. Besides, we collaborate with Oracle service providers (ex. Chainlink) to make on-chain data available to update and verified from third parties. Using a multisig wallet and on-chain risk monitor system is the way to protect funds and assets in the highest safety mode. ***About off-chain,*** due diligence, KYC & AML policy, legal agreement and setting an SPV is the required process for InVaria2222 to issue asset-backed tokens in a secure way. Also, maintaining communication with regulators, keep facilitating industry-level guidance is important. To sum up, the framework for RWA tokenization should ensure that assets are properly evaluated, tokenized, and free to trade on blockchain networks. It should also ensure that investors have access to accurate and timely information about the assets they are invested, and also assets are protected by robust legal and regulatory frameworks, or at least secured by the smart contract. # Project Address ### Smart contracts: * **The First Real-Estate Fractionalized NFT, Amwaj20** * NFT (ERC-1155): 0x502818ec5767570F7fdEe5a568443dc792c4496b * Staking: 0x10a92B12Da3DEE9a3916Dbaa8F0e141a75F07126 * **The Premium Entry to HyFi Ecosystem, PASS: InVariant** * NFT (ERC-721): 0x0e4f563103a6c7b624e3017958a9823c7e7dd4f9 ### Treasury: * **Operating Account** * Ethereum: 0xAcB683ba69202c5ae6a3B9b9b191075295b1c41C # FAQ ### Q: Why InVaria2222 so unique? InVaria2222 is a mission-oriented world for real-world-assets (RWAs) tokenization, not just intended to be a real estate or RWAs offering project, but expected to present as a leading example for connecting real and crypto economies, the foundation of Hybrid Finance Protocol. InVaria2222 is an NFT-yielding platform backed by RWA. NFT holders can claim benefits/interests from underlying assets through staking, hodl and yield-generating strategy. ### Q: How does InVaria2222 work? InVaria2222 utilizes blockchain technology (ex. ERC-1155, 3525) to release the liquidity of real-world assets (RWAs), and bring novel use cases of tokenization to the ecosystem. Dive into InVaria, the utilities and benefits originated from NFTs are organized through the trust-minimized model. Under the coordination between both sides, on-chain and off-chain, the interest of NFT investors can have the highest safety by investing in RWAs with cryptocurrency.

Trust-Minimized Tokenization Model

### Q: What is the RWA Tokenization NFT? and why NFT? Tokenization is the concept of bridging the data, ownership, or other relevant rights and benefits from RWA on-chain. We believe NFT is the best medium for tokenization, which has the advantages of visualization and uniqueness compare to fungible token (ERC-20). That's why we choose to develop the novel-type NFT backed by RWA, and looking forward to more potential to discover in the future. For the experimental RWA NFT (MVP), the Amwaj20, we tokenized the property in Bahrain and released the fractionalized NFTs in October 2022. We adopt the over-collateralization method, 50% fair value of the property is targeted to tokenize and distribute the interests to the NFT holders. ### Q: Who can mint the NFT issued by InVaria2222? The user who completed KYC verification is eligible to mint NFT on our website. We care about the virtue of decentralization and privacy protection, also crypto adoption, however, we believe we should follow compliance frameworks to achieve those goals. \*Read the [Terms & Conditions](https://app.invar.finance/terms), and [Privacy Policy](https://app.invar.finance/privacy) for more details. ### Q: How much will it cost to mint the NFT? Costs incurred from minting NFT(s) can conclude to two kinds, minting cost and gas fee (network fee). In general, the NFT minting cost is priced at [USDC](https://coinmarketcap.com/currencies/usd-coin/) (ERC-20), and the [gas fee is calculated by the network status of Ethereum](https://ethereum.org/en/developers/docs/gas/). The additional cost may incur if an unexpected event or false execution happens. For example, the first real-estate fractionalized NFT- Amwaj20, mint cost is 2,000 USDC (1/10,000 share of $20m). So the total cost will be 2,000 USDC plus ETH gas fee. ### Q: Is there a maximum mint limit per wallet during the mint stage? No limit. First come, first served. InVaria2222 is in the exploration period, no single human knows what will happen when this new type of NFT comes out. So, we free the restriction in the current phase. By the way, the RWA is limited resources, so the fractionalized NFTs are limited. ### Q: What can I have after minting? Once you successfully minted the first RWA NFT, you will certainly have ownership of the NFT and the right of stake-to-earn (first model, Amwaj20). The tokenization model and mechanism will consistently iterate to better version, NFT investor will not need to stake their NFT in the SFT (semi-fungible-token) model. ### Q: Can I trade or transfer my NFT? Of course, everyone can trade NFT in the open marketplace, no matter sell or buy. Also, the NFT owner can transfer your NFT if you desired to do so. ### Q: What is NFT staking and others I need to know? In general case without borrower default, the NFT issued from InVaria2222 is an interest-bearing (need staking in first model), redemption-secured NFT with a certain lock-up period. NFT owners can stake/hold their NFT to accrue interest from time to time, besides, NFT is enabled to burn after the lock-up period and get back your initial mint cost. ### Q: The future plan for fund management and development? **Regarding fund management**, the fund from NFT mint will be distributed to two sides. The majority will send to the asset originator/owner, and the remaining will keep in the smart contract. **Regarding project development**, tokenization of RWAs is only our first stage, we aim to build up a solid foundation of HyFi by bridging RWA into crypto space. RWA is game-changing, and we have a long-term perspective on it. ### Q: How can I get in touch with the team? You can contact our through official channels ([Twitter](https://twitter.com/InVarFinance), [Discord](https://discord.gg/BrzPWYut4p)), also follow the latest news. Email ** to discuss partnership and collaboration. # Tutorial Read if you are newbie in crypto space... ### Q: What do I need to get started? First and foremost, you need to learn how to use [Metamask](https://metamask.io/) (or other digital wallets), it allows users to access InVaria2222 platform through a browser extension or mobile app. Second, you will need some cryptocurrencies, USDC and ETH, in Ethereum Mainnet, either buy it within Metamask or transfer it from your crypto-exchange. By using and interacting with applications, you will need enough ETH to pay the gas fee (transaction fee). In the common case, preparing 0.05 ETH is fully-sufficient to mint NFT for gas. \***More NFT you mint, may cost more gas fee.** ### Q: What wallets does InVaria2222 support? Metamask is our recommendation. Currently, InVaria2222 website supports Metamask and WalletConnect. In order to use our service please connect the wallet that contains NFTs from InVaria2222. ### Q: Why do I need to pay for the gas fee? A gas fee is a charge that users pay to transact on the blockchain. Gas is used to compensate miners for the computing energy and resources expended to validate transactions and to include them in the blockchain. Gas prices fluctuate, depending on the complexity of a transaction and traffic on the network. Naturally, a transaction requiring more computational power will demand higher fees. Also, transacting during peak periods with plenty of traffic on the network will attract heftier fees. ### Q: What is NFT staking? NFT staking refers to locking up non-fungible tokens on a platform or protocol in exchange for staking rewards and other benefits. Staking NFTs allows holders to earn an income from their collection while maintaining ownership. ### Q: Why do I have to verify my identity (KYC)? In order to conduct certain activities on our website, InVaria2222 maintains a KYC (Know Your Customer) and AML policy to comply with the applicable law, regulations, or guidance to crypto-service provider, we will have no liability or responsibility for your compliance with laws or regulations governing the transfer and use of NFTs. # Risk Framework Real-world-asset tokenization refers to the process of representing ownership of a tangible asset, such as a property or a work of art, as a digital token on the blockchain. This process allows for the asset to be divided into smaller, tradable units, providing liquidity and accessibility to a wider pool of investors. Tokenization of real-world assets can reduce the cost of transactions, streamline the transfer of ownership, and increase the efficiency of the market. However, with any new technology, there are also potential risks to consider. Here is a framework for assessing the risks of Non-Fungible Tokens (NFTs) that represent real-world assets: 1. **Legal and Regulatory Risks:** The use of NFTs for real-world asset tokenization may be subject to legal and regulatory issues, including taxation, securities laws, and property rights. 2. **Market Risks:** The market for NFTs is highly volatile, and prices can fluctuate rapidly based on supply and demand. Investors in real-world asset tokenization through NFTs must be prepared for potential price volatility. 3. **Technology Risks:** NFTs are built on blockchain technology, which is still relatively new and may be subject to security vulnerabilities. It is important to assess the technical security of the blockchain platform before investing in NFTs. 4. **Liquidity Risks:** Although tokenization can increase liquidity, NFTs may still be illiquid in some markets, leading to difficulties in buying or selling the tokenized asset. 5. **Custody Risks:** Custody of the underlying real-world asset is crucial in real-world asset tokenization, and proper custody arrangements must be in place to ensure the security of the asset. 6. **Valuation Risks:** Valuation of real-world assets can be difficult, and the use of NFTs for tokenization may add complexity to the valuation process. 7. **Other Unexpected Risk:** This kind of risk can arise from a wide range of sources, including natural disasters, political instability, changes in regulations, unexpected corporate events, and technological disruptions. Overall, real-world asset tokenization through NFTs has the potential to provide a range of benefits to investors and market participants. However, it is important to carefully assess the risks involved before making any investments in this area. The blockchain industry has been forming various standards to manage emerging risks related to the hyper-connected ecosystem. InVar Finance holds security at its core with audits by [HashEx](https://hashex.org/) as detailed in [Audit Report](/security-and-risk/audit-report), and also takes the first effort on legal and regulatory issues before product development. # Audit Report All the contracts are audited, and we put security as the first priority. Despite the audits and security measures taken, users should exercise caution and not risk funds they are not willing to lose. ### InVaria2222 * Amwaj20 NFT Staking\ * PASS: InVariant NFT # Term of Service Last Updated: June 20th, 2022 InVaria2222 is a collection of digital artworks (NFTs) running on the Ethereum network. This website is only an interface allowing participants to purchase digital collectibles. Users are entirely responsible for the safety and management of their own private Ethereum wallets and validating all transactions and contracts generated by this website before approval. Furthermore, as the InVaria2222 smart contract runs on the Ethereum network, there is no ability to undo, reverse, or restore any transactions.
This website and its connected services are provided “as is” and “as available” without warranty of any kind. By using this website you are accepting sole responsibility for any and all transactions involving InVaria2222 digital collectibles. ### 1. Ownership A. You Own the NFT. Each InVaria2222 is an NFT on the Ethereum blockchain. When you purchase an NFT, you own the underlying InVaria2222 NFT, the Art, completely. Ownership of the NFT is mediated entirely by the Smart Contract and the Ethereum Network: at no point may we seize, freeze, or otherwise modify the ownership of any InVaria2222 NFT. B. Personal Use. Subject to your continued compliance with these Terms, InVar grants you a worldwide, copy, and display the purchased Art, along with any extensions that you choose to create or use, solely for the following purposes: (i) for your own personal, non-commercial use; (ii) as part of a marketplace that permits the purchase and sale of your InVaria2222 NFT, provided that the marketplace cryptographically verifies each InVaria2222 NFT owner’s rights to display the Art for their InVaria2222 NFT to ensure that only the actual owner can display the Art; or (iii) as part of a third party website or application that permits the inclusion, involvement, or participation of your InVaria2222 NFT, provided that the website/application cryptographically verifies each InVaria2222 NFT owner’s rights to display the Art for their InVaria2222 NFT to ensure that only the actual owner can display the Art, and provided that the Art is no longer visible once the owner of the InVaria2222 NFT leaves the website/application. C. InVaria2222 is an encrypted digital asset that recognizes artworks ("artwork(s)") created by InVar's artists ("artist(s)") or partners. Upon your purchase of a InVaria2222 on this website, you will be granted rights to commercial use as provided in the terms of commercial use on this website.Except as expressly permitted in these terms, you may download the content on this website only for your personal, non-commercial fair use. You understand and accept that you are prohibited from any of the following activities: 1. To trademark or apply to trademark the artwork, or otherwise acquire intellectual property rights therein. 2. Use the artwork or InVaria2222 in connection with images of hatred, violence, other inappropriate behavior, or illegal activities. 3. Upon InVar Finance marketing and promoting the service, the names and designs of the goods and services related to the service (the "service marks") are protected by the trademark act and fair trade act of applicable jurisdictions according to their registered status or registered use. You may not use the service marks in any way without the prior written consent of InVar. D. Feedback. You may choose to submit comments, bug reports, ideas or other feedback about the Site, including without limitation about how to improve the Site (collectively, “Feedback”). By submitting any Feedback, you agree that we are free to use such Feedback in any way we choose without additional compensation to you and you hereby grant us a perpetual, irrevocable, nonexclusive, worldwide license to incorporate and use the Feedback for any purpose. E. Unless otherwise provided in these terms, the software, interface, programs, and contents on this website, including but not limited to news, columns, writings, text, pictures, images, music, dance, scripts, signatures, names, stage names, song titles, files, information, data, program structure, interface arrangement, interface design, etc., are owned by InVar Finance or other rights holders in accordance with the laws. The aforementioned intellectual property rights include but are not limited to trademarks, patents, copyrights, trade secrets and proprietary technology, etc., and may not be used, modified, reproduced, publicly broadcast, altered, distributed, rented, publicly transmitted, publicly published, restored, decompiled or reverse-compiled by anyone without prior consent. It is your obligation to respect the intellectual property rights, and you shall be liable for any breach thereof and all damages incurred by InVar Finance or the other rights holders of the intellectual property rights. ### 2. Your Obligations You are solely responsible for your own conduct while accessing or using the Site, and for any consequences thereof. You agree to use the Site only for purposes that are legal, proper and in accordance with these Terms and any applicable laws or regulations. By way of example, and not as a limitation, you may not, and may not allow any third party to: (i) send, upload, distribute or disseminate any unlawful, defamatory, harassing, abusive, fraudulent, hateful, violent, obscene, or otherwise objectionable content; (ii) distribute viruses, worms, defects, Trojan horses, corrupted files, hoaxes, or any other items of a destructive or deceptive nature; (iii) impersonate another person; (iv) upload, post, transmit or otherwise make available through the Site any content that infringes the intellectual property or proprietary rights of any party or otherwise violates the legal rights of others; (v) engage in, promote, or encourage illegal activity (including, without limitation, money laundering); (vi) interfere with other users' use of the Site; (vii) use the Site for any unauthorized commercial purpose; (viii) modify, adapt, translate, or reverse engineer any portion of the Site; (ix) remove any copyright, trademark or other proprietary rights notices contained in or on the Site or any part of it; (x) use any technology to collect information about the Site’s for any unauthorized purpose; (xi) access or use the Site for the purpose of creating a product or service that is competitive with any of our products or services. If you engage in any of the activities prohibited by this Section, we may, at our sole and absolute discretion, without notice to you, and without limiting any of our other rights or remedies at law or in equity, immediately suspend or terminate your user account. ### 3. Fees and Payment A. If you elect to purchase a InVaria2222 NFT through the Site, any financial transactions that you engage in will be conducted solely through the Ethereum network. We will have no insight into or control over these payments or transactions, nor do we have the ability to reverse any transactions. We will have no liability to you or to any third party for any claims or damages that may arise as a result of any transactions that you engage or any other transactions that you conduct via the Ethereum network. B. Ethereum requires the payment of a transaction fee (a “Gas Fee”) for every transaction that occurs on the Ethereum network. The Gas Fee funds the network of computers that run the decentralized Ethereum network. This means that you will need to pay a Gas Fee for each transaction. ### 4. Disclaimers A. The Platform, InVar Finance, InVaria2222 NFT, Finished Items and Special NFTs (if any) are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, non-infringement, the availability or quality of any InVaria2222 NFT or Finished Item or Special NFT, or that access to or use of the Platform will be uninterrupted or error free. B. The InVar Finance are provided for informational purposes only and are not intended to be a substitute for any type of professional advice, including without limitation legal or financial advice. C. InVar Finance has no special relationship with or fiduciary duty to You and InVar Finance does not in any manner have an ongoing duty to alert You to all potential risks of using or accessing the Platform or in relation to InVaria2222 NFT(s) or Finished Item or any Transaction(s). D. Under no circumstances will InVar Finance be liable to You in any way for: 1. Any errors, mistakes, omissions, or inaccuracies relating to InVar Finance, InVaria2222 NFT(s), Finished Item, Special NFT, the Platform or any loss or damage of any kind incurred in connection with use of or exposure to any InVar Finance posted, emailed, accessed, transmitted, or otherwise made available via the Platform, or use or access of the Platform, InVaria2222 NFT(s), Finished Item or Special NFT; 2. Loss or damaged caused by another user’s violation of this Agreement, including any unauthorized access to or use of our servers or other Platform features; 3. Any restitution or compensation for loss of profits, revenues, or data; 4. The acts or omissions of any third parties, nor for any damage that You may suffer as a result of Your transactions or any other interaction with any third parties, including third-party providers that provide Wallet services or that store the InVaria2222 NFT(s) or Finished Item(s). E. You expressly understand and agree to the following provisions. 1. The service may be interrupted or malfunctioned, or may cause inconvenience, loss of data, errors, tampering, or other financial losses to you. You are advised to implement precaution measures when using the service. 2. InVar Finance shall not be liable for any damages arising out of your use of or inability to use the service, except in cases of InVar Finance’s intentional infringement or gross negligence. 3. You may not claim to InVar Finance that any data, goods, services, or other information purchased/obtained through the website does not meet the requirements, expectations, or have defects. 4. Due to the nature of the internet transmission, we cannot guarantee the accuracy and timeliness of all transactions conducted through the website, nor do we guarantee that the service will be available, uninterrupted, safe and secure at all times. 5. No information nor advice you obtained from or through the website, whether obtained in writing or orally, shall constitute a warranty by InVar Finance. 6. You shall be responsible for any damages and losses arising from any breach of these terms and InVar Finance shall not be liable for any damages or compensation for losses. 7. You shall be liable for all damages (including but not limited to, the litigation costs and attorneys' fees) incurred by InVar Finance or the website from your illegal use of this website or service or breach of these terms. F. Some jurisdictions do not allow the exclusion of certain warranties and limitations of liability provided in this Agreement. If You are in such a jurisdiction, some of the above limitations and disclaimers may not apply to You. To the extent we may not, as a matter of applicable law, disclaim any implied warranty or limit our liabilities, the scope and duration of such warranty and the extent of our liability will be the minimum permitted by applicable law. ### 5. Limitation of Liability A. You understand and agree that in no case shall InVar, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. B. You acknowledge and agree that we have made the site available to you and entered into these terms in reliance upon the warranty disclaimers and limitations of liability set forth herein. We would not be able to provide the site to you without these limitations. ### 6. KYC & AML Regulations A. If, at any time, InVar Finance determine that InVar Finance must or should comply with applicable law, regulations, or guidance for money services businesses operating in the Kingdom of Bahrain or any other jurisdiction, InVar Finance may be required to file details of account activity to the Financial Crimes Enforcement Network (“FinCEN”), anti-money laundering (AML) and Counter Financing of Terrorism (CFT) recommendations and programs of the Financial Action Task Force (FATF) and United Nations from time to time. InVar Finance may also be required to provide information as required by law of the Kingdom of Bahrain and other jurisdictions including, but not limited to, reporting suspicious transactions to FinCEN, and maintaining records regarding transactions of $3,000 or more (the “Recordkeeping Requirements”). B. InVar Finance maintain a KYC (Know Your Customer) policy to comply with the Recordkeeping Requirements. InVar aim to reasonably identify each prospective purchaser of InVaria2222 NFT by cross-checking user data against governmental watch lists, including, but not limited to, the Specifically Designated Nationals and Sanction List maintained by OFAC or others, as well as third-party identity verification and authentication services. C. If your proposed purchase is flagged through our internal controls, InVar Finance may require additional proof of identification from you, and InVar Finance have the right to not permit any purchases until additional and verifiable proof of identity to our satisfaction is received and you have been approved as a prospective purchaser. By agreeing to this Terms & Conditions, you acknowledge and agree that InVar Finance maintain verification levels that require user participation and verification to obtain, with leveled permissions based on user-supplied information, our ability to verify it, and our internal policies. You accept that you may not be able to achieve your desired level of verification, and InVar Finance reserve the right, at our sole discretion, to determine the appropriate verification level for any user, as well as the right to downgrade users without notice. InVar Finance may, from time to time, implement policies restricting verification levels by nationality, country of residence, or any other factor. ### 7. Risk Assumption You accept and acknowledge each of the following: A. To the extent that you sell your InVaria2222 NFT, please be aware that the prices of NFTs are extremely volatile and fluctuations in the prices of other NFTs and impact the price of your InVaria2222 NFT both positively and negatively. Given the volatility, NFTs such as InVaria2222 NFT should not be considered an investment. You assume all risks in that connection. B. Ownership of a InVaria2222 NFT confers ownership of digital artwork only. Accordingly, no information on this Site (or any other documents mentioned therein) is or may be considered to be advice or an invitation to enter into an agreement for any investment purpose. Further, nothing on this Site qualifies or is intended to be an offering of securities in any jurisdiction nor does it constitute an offer or an invitation to purchase shares, securities or other financial products. Due to the artistic nature of the project, InVar Finance has not been registered with or approved by any regulator in any jurisdiction. It remains your sole responsibility to assure that the purchase of the InVaria2222 NFT and the associated art is in compliance with laws and regulations in your jurisdiction. C. You assume all risks associated with using an Internet-based currency, including, but not limited to, the risk of hardware, software and Internet connections, the risk of malicious software introduction, and the risk that third parties may obtain unauthorized access to information stored within your wallet. D. NFTs, cryptocurrencies and blockchain technology are relatively new and the regulatory landscape is unsettled. New regulations could negatively impact such technologies impacting the value for your InVaria2222 NFT. You understand and accept all risk in that regard. E. You assume all responsibility for any adverse effects of disruptions or other issues impacting Ethereum or the Ethereum platform. ### 8. Indemnification You agree to hold harmless and indemnify InVar Finance and its subsidiaries, affiliates, officers, agents, employees, advertisers, licensors, suppliers or partners from and against any claim, liability, loss, damage (actual and consequential) of any kind or nature, suit, judgment, litigation cost, and reasonable attorneys' fees arising out of or in any way related to (i) your breach of these Terms, (ii) your misuse of the Site, or (iii) your violation of applicable laws, rules or regulations in connection with your access to or use of the Site. ### 9. Changes to the Terms and Conditions We may make changes to the Terms at our discretion. Please check these Terms periodically for changes. Any changes to the Terms will apply on the date that they are made, and your continued access to or use after the Terms have been updated will constitute your binding acceptance of the updates. If you do not agree to any revised Terms, you may not access or use the Site. ### 10. Children Our Site is not intended for children. You must be at least 21 years old to access this Site or purchase a InVaria2222 NFT. If you are under 21 years old you are not permitted to use this Site for any reason. By accessing the Site, you represent and warrant that you are at least 21 years of age. ### 11. Dispute Resolution, Arbitration All disputes arising out of or in connection with these Terms, including without limitation your access or use of the Site, or to any products sold or distributed through the Site, will be referred to and finally resolved by arbitration under the rules of the American Arbitration Association. The case will be adjudicated by a single arbitrator and will be administered by the American Arbitration Association in accordance with its applicable rules. Each party will cover its own fees and costs associated with the arbitration proceedings. The place of arbitration will be New York, New York. The award of the arbitrator will be final and binding, and any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Notwithstanding the foregoing, we may seek and obtain injunctive relief in any jurisdiction in any court of competent jurisdiction. With respect to any dispute arising out of or related to these terms, including without limitation disputes related to the site or any products sold or distributed through the site, or the smart contracts: (i) you hereby expressly give up your right to have a trial by jury; and (ii) you hereby expressly give up your right to participate as a member of a class of claimants in any lawsuit, including but not limited to class action lawsuits involving any such dispute. # 邁向 Web3 加密市場、技術和行業框架的迭代速度敏捷飛快，我們不喜歡過度承諾以至於無法實現原有構思的計劃。然而，我們確實有預先計畫的幾項里程碑，稱之為 Mindmap，既然都有了，我們選擇真誠地分享，而非隱藏。 InVar Finance 由 Web3 愛好者和來自 TradFi 的人才組成，我們以 Web3/去中心化的精神為原則，逐步實現我們的目標。我們對這個行業有長遠的眼光，願意與 builders、專業人士和社群建立良好的聯繫並共同成長。 ## 起始階段 HyFi 旗艦 🏜 ⏩ InVaria2222 ### 第一階段 - 實驗與探索 \[Apr. \~ Dec. 2022] 新興的加密服務是需要實驗與探索的。InVar Finance 旨在通過 RWA 代幣化來構建旗艦項目與多元金融生態基礎。 * [x] 推出 InVaria2222 - 包含 InVar Finance 的世界觀和故事情節 * [x] 發行第一個房地產碎片化 NFT * [x] 開發 NFT 質押機制 * [x] 開發不同類型的 NFT ### 第二階段 - 多元化與市場區隔 \[Nov. 2022 \~ May. 2023] 深入計畫可以為早期採用者帶來額外好處與應用場景，將成功的模式複製並開發令人興奮的產品。 * [x] 啟動 InVariant - 一款通行證 NFT * [x] 發布多元金融（HyFi）概念 * [ ] 發布第二個 RWA 碎片化 NFT ### 第三階段- 整合階段 \[May. 2023\~] InVaria2222 是 InVar Finance 生態的基礎。以建立堅實的基礎設施和價值支撐作為第一步，來構建多元金融生態系統，InVaria2222 是可持續經濟不可或缺的舉措。 * [ ] InVar Finance 服務、經濟整合 每個月都會運行著一系列內部討論或來自社群反饋的任務。雖然工作是並行進行的，但研究、原型設計和開發通常在不同的開發流程中同時進行。 您可以在 [開發看板](https://www.notion.so/pivoterra/3f6a3a771dc340adbe6a9ce2642ef055?v=6f972c0879a641a693e667b7b5022b27) 中更具體地查看。 如果您有任何問題，請加入我們的 [Discord](https://discord.com/invite/BrzPWYut4p)；我們的團隊和社群成員期待為您提供幫助。 # 3 分鐘看點 ### 起源與發行 InVar Finance 的創立起源於成為混合金融領域的先行領航者，以促進加密貨幣的普及。基於此初衷，我們計劃構建更先進、更受歡迎的產品和服務，實現無縫、簡便的訪問傳統金融和去中心化金融投資體驗，就像在線上購物一樣輕鬆自如。推出基於 RWA 的產品是我們的第一步。 InVaria2222 是一個基於 RWA (現實世界資產) NFT 收益的平台，於 2022 年 9 月推出。InVar Finance 的第一個開發階段是將傳統金融 (TradFi) 鏈接至加密貨幣領域。將傳統金融投資進行代幣化的潛力巨大且尚未開發，區塊鏈技術可以改革和增強人們在傳統金融中的體驗。 想像一下，您可以使用自我保管的數位錢包和加密貨幣輕鬆地訪問房地產或傳統金融投資，而不受任何限制（例如資本、界線、基礎設施）。相較於傳統金融所面臨的問題，這種方式更加高效、透明且成本更低，更不用說因為這些改進所帶來的利益補償。

InVar Finance 和 InVaria2222 的結構/概念

### 從現實世界資產中賺取真實收益 InVaria2222 是 InVar Finance 的旗艦產品，專注於建立以現實世界資產（RWA）支持的 NFT 和相應基礎設施。用戶可以購買第一個 RWA 支持的 NFT，以獲取相關的權利和利益。例如，第一個房地產支持的 NFT，Amwaj20，其用戶可以在網站上質押該 NFT，並每天累積利息。就像 Web3 中房地產投資，但更具靈活性和應用。 經過多年的混亂和狂熱，DeFi 基礎設施和協議正進入成熟階段。傳統金融和現實世界資產所提供的穩固框架和價值，將成為去中心化經濟體的堅實後盾。我們相信，現實世界資產是將去中心化金融擴大到主流的關鍵。 這就是我們在 InVaria2222 所打造的未來 🏜。 InVaria2222 的最終目標將是一個開放平台，通過社區治理支持現實世界資產上鏈，並具有多樣化的應用程式。

基於現實世界資產上鏈的中的多樣化創新應用程式

# 代幣化模型 在 InVaria2222 🏜，我們相信現實世界資產代表去中心化金融世界中尚未開發的機會。我們的平台旨在提供安全高效的解決方案，不僅限於為從房地產到大宗商品等一系列現實世界資產的融資。通過使用區塊鏈技術將這些資產代幣化，我們可以釋放它們的價值，為投資者提供財富積累和多元化的新機會。 ### 代幣化和資產上鏈 代幣化，將資產（如財產、股權或債務）轉換為可在區塊鏈網絡上交易數字代幣的過程。此過程允許部分所有權、增加流動性和增強資產安全性等。 例如，您可以通過購買資產支持的代幣而無需複雜的程序來擁有公寓的部分所有權，並通過允許投資者更輕鬆地買賣代幣來增加流動性。此外，您可以通過特定代幣化機制的簡單步驟索取租金或實際活動產生的收入。在沒有安全疑慮的情況下，在全球範圍內投資房地產或其他 TradFi 工具將變得更加容易。 資產上鏈是指將資產和數據鏈接於區塊鏈網絡的過程，通常是通過代幣化。此過程涉及創建資產的數字顯示，例如安全代幣（通過 STO）或資產支持代幣，可以在區塊鏈上暢通無阻的存儲和傳輸。 通過使用區塊鏈技術，用戶將能夠獲取代幣化資產的透明數據來源，例如基本信息、資產文檔、所有權和交易歷史等。上鏈流程還可能涉及遵守監管要求，例如實名認證（ KYC）和反洗錢（AML）政策。

資產代幣化的優點

### 通過鏈上 / 鏈下整合信任最小化 InVaria2222 是促進代幣化應用並探索鏈上 RWA 創新的平台和基礎設施。在 InVaria2222 中，我們利用 NFT 作為 RWA 代幣化和碎片化的憑證，用於資產上鏈或投資。將資產鏈接加密空間，我們通過代幣化、數據共享和合規框架實現最小信任模型。

來自 InVaria2222 的信任最小化模型

***關於鏈上***，數據和權利由區塊鏈和特定智能合約保護。投資者可以通過網站和智能合約查看資產數據，如估值、位置、資產所有者或與代幣化相關的收益。此外，我們與預言機服務提供商（例如 Chainlink）合作，使鏈上數據可供第三方更新和驗證。使用多重簽名和區塊鏈風險監控系統是保護資金和資產的最高安全模式。 ***關於鏈下***，進行盡職調查、KYC & AML 政策、法律協議和設置 SPV 是 InVaria2222 發行資產支持代幣的必要程序，以確保安全性。此外，與監管機構保持溝通，不斷促進行業層面的指導也很重要。 總結來說，RWA（現實世界資產）的代幣化框架應該確保資產被正確評估、代幣化並在區塊鏈網絡上進行交易。它還應該確保投資者可以獲取有關他們正在投資的資產的準確和即時信息，並且他們受到強大的法律和監管框架的保護，或者至少由智能合約保障（但依舊存在風險）。 # 項目地址 ### 智能合約： * **第一個房地產碎片化 NFT，Amwaj20** * NFT (ERC-1155)：0x502818ec5767570F7fdEe5a568443dc792c4496b * 質押：0x10a92B12Da3DEE9a3916Dbaa8F0e141a75F07126 * **HyFi 生態系統的高級入口，PASS：InVariant** * NFT (ERC-721)：0x0e4f563103a6c7b624e3017958a9823c7e7dd4f9 ### 金庫： * **營運帳戶** * Ethereum：0xAcB683ba69202c5ae6a3B9b9b191075295b1c41C # 常見問題 ### 問題：為什麼 InVaria2222 如此獨一無二？ InVaria2222 是使命導向的現實世界資產（RWA）代幣化世界，不是定位為房地產或其他實物資產的銷售網站，而是期望打造鏈接實體經濟、加密經濟的前沿概念平台，即多元金融協議的基礎。InVaria2222 是一個由 RWA 支持的 NFT 生成平台。 NFT 持有者可以通過質押、持有和收益產生策略從標的資產中索取利益/利息。 ### 問題：InVaria2222 如何運作？ InVaria2222 利用區塊鏈技術（例如：ERC-1155、3525 等）釋放現實世界資產（RWA）的流動性，為生態系統帶來新型的資產代幣化用例。深入探討 InVaria，NFT 的功用和收益是通過信任最小化模型組織的。在鏈上和鏈下的協同下，NFT 投資者的利益可以通過加密貨幣投資 RWA 獲得最高的安全性。

信任最小化代幣化模型

### 問題：什麼是 RWA 代幣化 NFT？ 以及為什麼是 NFT？ 代幣化是連接 RWA 鏈上數據、所有權或其他相關權利和利益的概念。我們認為 NFT 是代幣化的最佳媒介，與同質代幣 (ERC-20) 相比，它具有可視化和唯一性的優勢。這就是為什麼我們選擇開發以 RWA 為支持的新型 NFT，期待未來有更多的潛力被發掘。 對於實驗性的 RWA NFT（MVP）Amwaj20，我們將巴林的資產代幣化，並於 2022 年 10 月發布碎片化的 NFT。我們採用超額抵押的方式，以資產公允價值的 50% 為目標進行代幣化和分配收益給 NFT 持有者。 ### 問題：誰能鑄造 InVaria2222 發行的 NFT？ 完成 KYC 驗證的用戶方有資格在我們的網站上鑄造 NFT。我們關心去中心化和隱私保護的優點以及加密貨幣的採用，然而，我們認為我們應該遵循合規框架來實現這些目標。 \*閱讀 [網站條款](https://app.invar.finance/tw/terms) 和 [隱私權政策](https://app.invar.finance/tw/privacy) 了解更多詳情。 ### 問題：鑄造 NFT 相關費用？ 鑄造 NFT 所產生的成本可以歸結為兩種，鑄造成本和 gas (網絡) 費用。針對首個 NFT 的鑄造成本定價為 2,000 [USDC](https://coinmarketcap.com/zh-tw/currencies/usd-coin/)（ERC-20），[gas 費根據以太坊的網絡狀態計算](https://ethereum.org/zh-tw/)。如果發生意外事件或錯誤執行，可能會產生額外費用。 例如，第一個房地產碎片化 NFT-Amwaj20，鑄造成本為 2,000 USDC（ 2,000 萬美元的 1/10,000 份額）。 因此總成本為 2,000 USDC 加上 ETH gas 費。 ### 問題：在鑄造階段，每個錢包是否有最大鑄造數量限制？ 沒有限制，先到先得。InVaria2222 正處於探索期，當這種新型 NFT 出現時，沒有人知道會發生什麼。因此，我們解除了當前階段的限制。此外，RWA 是有限的資源，因此碎片化的 NFT 是有限的。 ### 問題：鑄造後可以得到什麼？ 一旦您成功鑄造了第一個 RWA NFT，您就一定會擁有 NFT 的所有權和質押賺取收益（第一個模型，Amwaj20）的權利。代幣化模型與機制將不斷迭代至更好的版本，NFT 投資者將不需要將他們的 NFT 質押在 SFT（半同質代幣）模型中。 ### 問題：我可以交易或轉讓我的 NFT 嗎？ 當然可以，每個人都可以在公開市場上交易 NFT，無論是出售或是購買。此外，如果您願意，NFT 持有者可以自由轉讓您的 NFT。 ### 問題：NFT 質押是什麼以及我需要了解什麼內容？ InVaria2222 發行的 NFT 是可生息（第一個模型需要質押）、一定鎖定期的可贖回的NFT。NFT 持有者可以不時地質押/持有的 NFT 以產生利息，NFT 可以在鎖定期後銷毀並取回您的初始鑄造成本。除此外，也需要了解可能發生的相關風險。 ### 問題：未來的資金管理與發展規劃？ **關於資金管理**，NFT 鑄造的資金將被分配為兩個方向。大多數將發送給資產發起者/所有者，其餘將保留在智能合約中。 **關於項目開發**，RWA 代幣化只是我們的第一個階段，我們旨在通過將 RWA 橋接到加密領域來建立 HyFi 的堅實基礎。 RWA 正在改變遊戲規則，我們對此有長遠的看法。 ### 問題：如何與團隊取得聯繫？ 您可以通過官方頻道（[Twitter](https://twitter.com/InVarFinance)、[Discord](https://discord.com/invite/BrzPWYut4p)）聯繫我們，也可以關注最新消息。發送電子郵件至 諮詢或討論合作事項。 # 教學 如果您是加密領域的新手，請閱讀... ### 問題：在開始之前我需要準備什麼？ 首先，您需要學習如何使用 [Metamask](https://metamask.io/)（或其他數字錢包），它允許用戶通過瀏覽器擴展程序或手機 APP 訪問 InVaria2222 平台。 其次，你需要在以太坊主網中擁有一些加密貨幣（如 USDC 和 ETH），可以在 Metamask 中購買，或是從您的加密貨幣交易所中移轉。通過使用應用程序並與之交互，您將需要足夠的 ETH 來支付 Gas Fee（交易費用）。一般情況下，準備 0.05 ETH 就足夠鑄造 NFT。\*您鑄造的 NFT 越多，可能會花費更多的 Gas。 ### 問題：InVaria2222 支持哪些錢包？ Metamask 是我們的推薦。 目前，InVaria2222 網站支持 Metamask 和 WalletConnect。為了使用我們的服務，請連接包含來自 InVaria2222 NFT 的錢包。 ### 問題：為什麼我需要支付 Gas Fee（交易費用）？ Gas Fee（交易費用）是用戶為在區塊鏈上進行交易而支付的費用。Gas 用於補償礦工為驗證交易並將其包含在區塊鏈中所花費的算力資源。交易費用是浮動的，取決於交易的複雜性和網絡上的流量。合理的，需要更多計算能力的交易將需要更高的費用。此外，在網絡上大量流量的高峰期進行交易將花費更高的費用。 ### 問題：NFT 質押是什麼？ NFT 質押是指將 NFT 鎖定在智能合約中，以換取質押獎勵與其他好處。質押 NFT 允許持有者在保持所有權的同時從他們的代幣資產中獲得收入。 ### 問題：為什麼我必須驗證我的身份（KYC）？ 為了在我們的網站上進行某些活動，InVaria2222 落實 KYC（了解您的客戶）和 AML 政策以遵守適用的法律、法規或對加密服務提供商的相關指導。我們對您遵守的法律法規中對管理 NFT 轉讓和使用的規定不承擔任何責任、義務。 # 風險框架 現實世界資產代幣化是指將有形資產（例如資產或藝術品）的所有權表示為區塊鏈上的數字代幣的過程。這個過程允許將資產分成更小的、可交易的單位，為更廣泛的投資者群體提供流動性和可及性。 現實世界資產的代幣化可以降低交易成本、簡化所有權轉移並提高市場效率。 然而，對於任何新技術，也有潛在的風險需要考量。以下是以現實世界資產的非同質化代幣（NFTs）為代表的風險框架： 1. **法律和監管風險：**將 NFT 用於現實世界的資產代幣化可能會受到法律和監管問題的影響，包括稅收、證券法和財產權。 2. **市場風險：**NFT 市場波動性很大，價格會根據供給與需求關係快速波動。通過 NFT 進行現實世界資產代幣化的投資者必須為潛在的價格波動做好準備。 3. **技術風險：**NFT 建立在區塊鏈技術之上，該技術仍相對較新，可能存在安全漏洞。在投資 NFT 之前評估區塊鏈平台的技術安全性很重要。 4. **流動性風險：**儘管代幣化可以增加流動性，但 NFT 在某些市場上仍可能缺乏流動性，導致難以買賣代幣化資產。 5. **託管風險：**現實世界資產的託管在現實世界資產代幣化中至關重要，必須有適當的託管安排以確保資產的安全。 6. **估值風險：**現實世界資產的估值可能很困難，使用 NFT 進行代幣化可能會增加估值過程的複雜性。 7. **違約風險**：資產發起者可能因為某種原因（總體經濟、內部因素等）而未能如期支付利息或本金。 8. **其他意外風險：**此類風險的來源範圍很廣，包括自然災害、政治不穩定、法規變化、意外公司事件和技術中斷。 總體而言，通過 NFT 實現的現實世界資產代幣化有可能為投資者和市場參與者帶來一系列好處。然而，在該領域進行任何投資之前，仔細評估所涉及的風險非常重要。 區塊鏈行業一直在形成各種標準來管理與超連接生態系統相關的新興風險。InVar Finance 以安全為核心，通過 [HashEx](https://hashex.org/) 的審計，詳見 [審計報告](/tong-guo-xian-shi-zi-chan-shi-jie-chuang-zao-zhen-shi-jia-zhi/an-quan-feng-xian/shen-ji-bao-gao)，並在產品開發之前首先努力解決法律和監管問題。 # 審計報告 所有合約都經過審計，我們把安全放在首位。儘管採取了審計和安全措施，用戶仍應謹慎行事，不要拿您不願損失的資金冒險。 ### InVaria2222 * Amwaj20 NFT 質押\ * PASS: InVariant NFT # 網站條款 最後更新時間：June 20th, 2022 InVaria2222 是在以太坊網絡上運行的數位藝術品 (NFT) 收藏。本網站只是一個允許參與者購買數位收藏品的界面。用戶對自己的私人以太坊錢包的安全和管理負全部責任，並在批准之前驗證本網站生成的所有交易與合約。此外，由於 InVaria2222 智能合約在以太坊網絡上運行，因此無法重來、撤銷或恢復任何交易。 本網站及其相關服務按 “現況” 和 “現有” 提供，不提供任何形式的保證。通過使用本網站，您將對涉及 InVaria2222 數位收藏品的任何和所有交易承擔全部責任。 ### 1. 所有權 A. 您擁有 NFT。每個 InVaria2222 都是以太坊區塊鏈上的 NFT。當您購買 NFT 時，您完全擁有該 InVaria2222 NFT，即藝術呈現和相關權利。 NFT 的所有權完全由智能合約和以太坊網絡調解：我們在任何時候都不得扣押、凍結或以其他方式修改任何 InVaria2222 NFT 的所有權。 B. 個人使用。在您繼續遵守這些條款的前提下，InVar 授予您在全球範圍內復制和展示所購買的藝術品以及您選擇創建或使用的任何擴展，僅用於以下目的：(i) 為您自己的個人、非商業用途；(ii) 作為允許購買和銷售您的 InVaria2222 NFT 的市場的一部分，前提是市場以加密方式驗證每個 InVaria2222 NFT 所有者展示其 InVaria2222 NFT 藝術品的權利，以確保只有實際所有者才能展示藝術； (iii) 作為第三方網站或應用程序的一部分，允許包含、涉及或參與您的 InVaria2222 NFT，前提是該網站/應用程序以加密方式驗證每個 InVaria2222 NFT 所有者展示其 InVaria2222 藝術品的權利 NFT 以確保只有實際所有者才能展示藝術品，並且一旦 InVaria2222 NFT 的所有者離開網站/應用程序，藝術品將不再可見。 C. InVaria2222 是一種加密數位資產，可識別由 InVar 的藝術家（ “藝術家” ）或合作夥伴創作的藝術品（ “藝術品” ）。在您在本網站上購買 InVaria2222 後，您將被授予本網站商業使用條款中規定的商業使用權利。除非這些條款明確允許，您可以下載本網站上的內容僅供您自己使用個人的、非商業的合理使用。您理解並接受您被禁​​止從事以下任何活動： 1. 為藝術品註冊商標或申請商標，或以其他方式獲得其中的知識產權。 2. 將藝術品或 InVaria2222 與仇恨、暴力、其他不當行為或非法活動的圖像結合使用。 3. 在 InVar Finance 營銷和推廣服務時，與服務相關的商品和服務的名稱和設計（以下簡稱 “服務標誌” ）根據其註冊狀態或註冊狀態受適用司法管轄區的商標法和公平貿易法的保護。利用。未經 InVar 事先書面同意，您不得以任何方式使用服務標誌。 D. 反饋。您可以選擇提交有關本網站的評論、錯誤報告、想法或其他反饋，包括但不限於如何改進本網站（統稱為 “反饋” ）。提交任何反饋，即表示您同意我們可以以我們選擇的任何方式自由使用此類反饋，而無需向您提供額外補償，並且您特此授予我們永久、不可撤銷、非排他性的全球許可，以將反饋合併並用於任何目的。 E. 除本條款另有規定外，本網站的軟體、界面、程序、內容，包括但不限於新聞、欄目、寫作、文字、圖片、影像、音樂、舞蹈、劇本、簽名、姓名、藝名、歌曲名稱、文件、信息、數據、程序結構、界面編排、界面設計等，依法歸 InVar Finance 或其他權利人所有。前述知識產權包括但不限於商標、專利、著作權、商業秘密和專有技術等，未經事先同意，任何人不得使用、修改、複製、公開播放、更改、分發、出租、公開傳輸、公開發布、恢復、反編譯或反向編譯。尊重知識產權是您的義務，您應對 InVar Finance 或其他知識產權權利人的任何違反和造成的一切損害承擔責任。 ### 2. 您的義務 您對自己在訪問或使用本網站時的行為以及由此產生的任何後果承擔全部責任。您同意僅將本網站用於合法、適當並符合這些條款和任何適用法律或法規的目的。例如，但不作為限制，您不得也不得允許任何第三方：(i) 發送、上傳、分發或傳播任何非法、誹謗、騷擾、辱罵、欺詐、仇恨、暴力、淫穢，或其他令人反感的內容； (ii) 散佈病毒、蠕蟲、缺陷、特洛伊木馬、損壞的文件、惡作劇或任何其他具有破壞性或欺騙性的項目； (iii) 冒充他人； (iv) 通過本網站上傳、發布、傳輸或以其他方式提供任何侵犯任何一方的知識產權或所有權或以其他方式侵犯他人合法權利的內容； (v) 從事、促進或鼓勵非法活動（包括但不限於洗錢）； (vi) 干擾其他用戶使用本網站； (vii) 將本網站用於任何未經授權的商業目的； (viii) 修改、改編、翻譯或撤銷技術網站的任何部分； (ix) 刪除本網站或其任何部分中包含的任何版權、商標或其他所有權聲明； (x) 為任何未經授權的目的使用任何技術收集有關本網站的信息； (xi) 訪問或使用本網站以創建與我們的任何產品或服務具有競爭力的產品或服務。如果您從事本節禁止的任何活動，我們可以自行決定立即暫停或終止您的用戶，恕不另行通知，並且不限制我們在法律或平衡法上的任何其他權利或補救措施帳戶。 ### 3. 費用和付款 A. 如果您選擇通過本網站購買 InVaria2222 NFT，您進行的任何金融交易將僅通過以太坊網絡進行。 我們將無法洞察或控制這些付款或交易，也無法撤銷任何交易。 對於因您進行的任何交易或您通過以太坊網絡進行的任何其他交易而可能產生的任何索賠或損害，我們不對您或任何第三方承擔任何責任。 B. 以太坊要求為以太坊網絡上發生的每筆交易支付交易費（ “Gas Fee” ）。Gas Fee 為運行去中心化以太坊網絡的計算機網絡提供資金。 這意味著您需要為每筆交易支付 Gas Fee。 ### 4. 免責聲明 A. 平台、InVar Finance、InVaria2222 NFT、成品和特殊 NFT（如果有）按 “原貌” 和 “現況” 基礎提供，不提供任何形式的明示或暗示保證，包括但不限於對適銷性、特定用途的適用性、不侵權、任何 InVaria2222 NFT 成品或特殊 NFT 的可用性、質量，或者對平台的訪問或使用不會中斷或無錯誤的默示保證。 B. InVar Finance 僅供參考，不能替代任何類型的專業建議，包括但不限於法律或財務建議。 C. InVar Finance 與您沒有特殊關係或對您沒有信託責任，並且 InVar Finance 不以任何方式持續義務提醒您使用或訪問平台或與 InVaria2222 NFT(s) 成品有關的所有潛在風險或任何交易。 D. 在任何情況下，InVar Finance 均不對您承擔任何責任： 1. 與 InVar、InVaria2222 NFT(s)、成品、特殊 NFT、平台相關的任何失誤、錯誤、遺漏或不准確，或與使用、接觸任何發布 InVar 相關的任何類型損失或損害 、通過電子郵件發送、訪問、傳輸或以其他方式通過平台提供，或使用或訪問平台、InVaria2222 NFT、成品或特殊 NFT； 2. 因其他用戶違反本協議而造成的損失或損害，包括未經授權訪問或使用我們的服務器或其他平台功能； 3. 對利潤、收入或數據損失的任何賠償或補償； 4. 任何第三方的作為或不作為，以及您可能因您的交易或與任何第三方（包括提供電子錢包服務或存儲 InVaria2222 NFT 的第三方提供商）的任何其他交互而遭受的任何損害 ) 或成品。 E. 您明確理解並同意以下條款。 1. 服務可能會中斷或出現故障，或可能給您帶來不便、數據丟失、錯誤、篡改或其他經濟損失。建議您在使用服務時採取預防措施。 2. InVar Finance 對因您使用或無法使用本服務而造成的任何損失不承擔任何責任，但 InVar Finance 故意侵權或重大過失的情況除外。 3. 您不得向 InVar Finance 聲稱通過本網站購買/獲得的任何數據、商品、服務或其他信息不符合要求、期望或存在缺陷。 4. 由於互聯網傳輸的性質，我們不能保證通過本網站進行的所有交易的準確性和及時性，也不保證服務始終可用、不間斷、安全可靠。 5. 您從本網站或通過本網站獲得的任何信息或建議，無論是書面還是口頭形式，均不構成 InVar Finance 的保證。 6. 您對因違反本條款而造成的任何損害和損失負責，InVar Finance 不承擔任何損害或損失賠償責任。 7. 您對因您非法使用本網站或服務或違反本條款而給 InVar Finance 或本網站造成的一切損失（包括但不限於訴訟費用和律師費）承擔責任。 F. 某些司法管轄區不允許排除本協議中規定的某些保證和責任限制。 如果您位於此類司法管轄區，則上述某些限制和免責聲明可能不適用於您。 根據適用法律，如果我們不得否認任何默示保證或限制我們的責任，則此類保證的範圍和期限以及我們的責任範圍將是適用法律允許的最低限度。 ### 5. 責任限制 A. 您理解並同意，InVar、我們的董事、管理人員、員工、關聯公司、代理、承包商、實習生、供應商、服務提供商或許可人在任何情況下均不對任何傷害、損失、索賠或任何直接、間接、任何形式的附帶、懲罰性、特殊或後果性損害，包括但不限於利潤損失、收入損失、儲蓄損失、數據丟失、更換成本或任何類似的損害，無論是基於合約、侵權（包括疏忽）、嚴格由於您使用任何服務或使用該服務採購的任何產品，或以任何方式與您使用該服務或任何產品相關的任何其他索賠，包括但不限於任何錯誤或任何內容的遺漏，或因使用服務或通過服務發布、傳輸或以其他方式提供的任何內容（或產品）而導致的任何類型的任何損失或損害，即使被告知其可能性。 B. 您承認並同意我們已根據此處規定的保證免責聲明和責任限制向您提供該網站並簽訂這些條款。如果沒有這些限制，我們將無法向您提供該網站。 ### 6. KYC ＆ AML 法規 A. 如果 InVar Finance 在任何時候確定 InVar Finance 必須或應該遵守適用於在巴林王國或任何其他司法管轄區運營的貨幣服務業務的法律、法規或指南，則 InVar Finance 可能需要提交賬戶活動的詳細信息以財政部金融犯罪執法網 ( “FinCEN” )、反洗錢 (AML) 和反恐融資 (CFT) 的建議、防制洗錢金融行動工作組織 (FATF) 和聯合國的計劃。 InVar Finance 還可能需要根據巴林王國和其他司法管轄區的法律要求提供信息，包括但不限於向 FinCEN 報告可疑交易，以及保存有關 3,000 美元或更多交易的記錄（ “記錄保存要求” ）。 B. InVar Finance 保留 KYC（了解您的客戶）政策以遵守記錄保存要求。InVar 旨在通過將用戶數據與政府觀察名單（包括但不限於 OFAC 或其他人維護的特別指定國民和製裁名單）以及第三方身份進行交叉檢查，合理識別 InVaria2222 NFT 的每個潛在購買者驗證和認證服務。 C. 如果您提議的購買通過我們的內部控制進行標記，InVar Finance 可能需要您提供額外的身份證明，並且InVar Finance 有權在收到額外且核准的可驗證身分證明期間以及您被批准為潛在購買者之前，不允許您進行任何交易。 同意本條款和條件，即表示您承認並同意 InVar Finance 保留需要用戶參與和驗證才能獲得的驗證級別，並根據用戶提供的信息、我們驗證它的能力以及我們的內部政策來獲得分級權限。 您接受您可能無法達到所需的驗證級別，並且 InVar Finance 保留自行決定為任何用戶確定適當的驗證級別的權利，以及在不通知的情況下降級用戶的權利。InVar Finance 可能會不定時實施按國籍、居住國或任何其他因素限制驗證級別的政策。 ### 7. 潛在風險 以下項目您接受並悉知： A. 在您出售 InVaria2222 NFT 的範圍內，請注意 NFT 的價格極易波動，其他 NFT 價格的波動會對您的 InVaria2222 NFT 的價格產生正面和負面的影響。鑑於波動性，不應將 InVaria2222 NFT 等 NFT 視為投資。您承擔這方面的所有風險。 B. InVaria2222 NFT 的所有權僅授予數位藝術品的所有權。因此，本網站上的任何信息（或其中提及的任何其他文件）均不被視為或可能被視為出於任何投資目的而簽訂協議的建議或邀請。此外，本網站上的任何內容均不構成或旨在提供任何司法管轄區的證券，也不構成購買股票、證券或其他金融產品的要約或邀請。由於該項目的藝術性質，InVar Finance 尚未在任何司法管轄區的任何監管機構註冊或批准。確保 InVaria2222 NFT 及相關藝術品的購買符合您所在司法管轄區的法律法規，這仍然是您的全部責任。 C. 您承擔與使用基於 Internet 的貨幣相關的所有風險，包括但不限於硬件、軟件和 Internet 連接的風險、引入惡意軟件的風險以及第三方可能獲得未經授權訪問存儲在您錢包中的信息。 D. NFT、加密貨幣和區塊鏈技術相對較新，監管環境不穩定。新法規可能會對此類技術產生負面影響，進而影響您的 InVaria2222 NFT 的價值。您理解並接受這方面的所有風險。 E. 您對影響以太坊或以太坊平台的破壞或其他問題的任何不利影響承擔全部責任。 ### 8. 賠償條款 您同意使 InVar Finance 及其子公司、關聯公司、高級職員、代理、員工、廣告商、許可人、供應商或合作夥伴免受任何種類或性質的任何索賠、責任、損失、損害（實際和間接）、訴訟 、判決、訴訟費用和合理的律師費，由 (i) 您違反這些條款，(ii) 您濫用本網站，或 (iii) 您違反適用的法律、規則或與您訪問或使用本網站有關的法規。 ### 9. 條款和條件的更改 我們可以自行決定對條款進行更改。請定期檢查這些條款以了解更改。對條款的任何更改將在其作之日生效，並且您在條款更新後繼續訪問或使用將構成您對更新的約束性接受。 如果您不同意任何修訂後的條款，則不得訪問或使用本網站。 ### 10. 關於孩童 我們的網站不適用於兒童。您必須年滿 21 歲才能訪問本網站或購買 InVaria2222 NFT。 如果您未滿 21 歲，則不得以任何理由使用本網站。通過訪問本網站，您聲明並保證您至少年滿 21 歲。 ### 11. 爭議解決及仲裁 由這些條款引起或與這些條款相關的所有爭議，包括但不限於您訪問或使用本網站，或通過本網站出售或分發的任何產品，將根據美國仲裁規則提交仲裁併最終通過仲裁解決協會。該案件將由一名仲裁員裁決，並由美國仲裁協會根據其適用規則進行管理。各方將自行承擔與仲裁程序相關的費用和成本。仲裁地點為紐約州紐約市。仲裁員的裁決將是終局並具有約束力，任何對仲裁員作出的裁決與判決都可以在任何有管轄權的法院進行。儘管有上述規定，我們仍可在任何具有管轄權的法院及任何司法管轄區尋求並獲得禁令救濟。 對於因這些條款引起或與這些條款相關的任何爭議，包括但不限於與本網站或通過本網站銷售或分銷的任何產品或智能合約相關的爭議：(i) 您在此明確放棄擁有陪審審判; (ii) 您在此明確放棄作為某一類索賠人成員參與任何訴訟的權利，包括但不限於涉及任何此類爭議的集體訴訟。